Annual Portion Prices (APR)

The LightStream Blog

You had been all «outstanding. ” Easiest loan process ever. installment loans kentucky Many Thanks a bunch. Can’t delay to enjoy our POOL!

We simply planned the payoff for this loan that has been to incorporate an addition to the house. We wanted to send you a note to say thank you before we part ways. This space addition could n’t have been feasible without such terms that are favorable power to obtain credit online with electronic signatures. Working together with LightStream ended up being convenient and easy. Your internet site is not hard to make use of and also the email car re re payment reminders had been valued. We have been maybe perhaps not fans of financial obligation, but knew we’d have the ability to spend this loan off early which our company is doing now. Your business addressed us with trust, and we relish it greatly. Although we wish not to ever require your solutions once again, we understand where we are geting to go should we have to borrow cash once again.

Just desired to transfer with you to get a loan for my home improvement that it is a pleasure working. Convenient and fast. Exemplary solution with fast reaction. Funds in my own account in 3 times! Many thanks.

Many thanks a great deal for the loan! The method had been effortless and fast! Certainly will suggest to whoever asks me personally where a loan can be got by them! My roof will be fixed and we won’t worry any longer when it rains!

Find out more about exactly how loans that are lightStream be employed to fund:

    • Vehicle Loans
    • Automobile Refinance
    • . Or other funding requirements!

* Your loan terms, including APR, may vary predicated on loan function, quantity, term length, as well as your credit profile. Price is quoted with AutoPay discount. AutoPay discount is just available ahead of loan money. Prices without AutoPay are 0.50% higher. Susceptible to credit approval. Conditions and limits use. Advertised prices and terms are susceptible to alter without warning.

Re Payment instance: monthly premiums for a $25,000 loan at 6.89per cent APR with a term of 12 years would lead to 144 monthly obligations of $255.63.

Optimum APR for a LightStream loan is 17.29%.

1 After getting your loan from us, if you’re perhaps not totally content with your experience, please contact us. We will e-mail you a questionnaire therefore we can enhance our solutions. As soon as we get your completed questionnaire, we’re going to deliver you $100. Our guarantee expires 1 month when you get your loan. We reserve the ability to alter or discontinue our guarantee whenever you want. Limited by one $100 re re payment per funded loan. LightStream and SunTrust teammates usually do not be eligible for the Loan Experience Guarantee.

2 we’re so confident into the competition of our rates of interest that people will beat a pursuit rate (APR) presented by some other loan provider by. 10 portion points, if one other lender’s price satisfies the terms and conditions described below:


  • The lender’s rate of interest (APR) should not be supported by any third-party plans such as for instance car maker subvention re payments (with prices as little as 0.0per cent APR), other maker discounts, price buy-downs by vehicle buying services, or just about any other comparable third-party subsidized price offerings.
  • The interest that is lender’s offer needs to be generally speaking open to each of its clients whom share the same credit risk profile (to ensure that employee-discount programs or any other unique, restricted financing programs will never qualify).
  • LightStream will provide an interest rate that is. 10 portion points underneath the certain price provided by a lender that is competing.


  • The attention price (APR) needs to be when it comes to exact same loan quantity, loan term, loan purpose and re payment technique (automobile debit or invoice) which are to be had by LightStream. The offer pertains to fixed-rate loans just. Variable-rate loans usually do not qualify.
  • You have to be authorized when it comes to other lender’s interest price (APR).
  • If required by us, you need to provide LightStream with proof, to its satisfaction, that one other lender’s rate of interest (APR) meets the Rate Beat system conditions and terms described right here. This might consist of an approval page, loan document containing the APR, or other paperwork that LightStream discovers adequate.
  • This offer expires in the event that conditions and terms aren’t pleased just before 2 p.m. Eastern time from the company prior to loan funding day.

These stipulations are susceptible to alter whenever you want.

Company Hours (Eastern time)

Customer care Monday – Friday: 9 a.m. To 8 p.m. & Saturday: Noon to 7 p.m.

Application Processing Monday – Friday: 9 a.m. To 8 p.m. Saturday & Sunday: Noon to 6 p.m.

Mailing Address PO Box 117320 Atlanta, GA 30368-7320

Truist Bank can be an Equal Housing Lender. © 2020 Truist Financial Corporation. SunTrust®, Truist, LightStream®, the LightStream logo, as well as the SunTrust logo design are solution markings of Truist Financial Corporation. All the trademarks would be the home of these particular owners.

At LightStream, we care concerning the environment and, moreover, we attempt to do something positive about it. For just one, we’ve developed a practically paperless customer loan experience at LightStream. Through the elimination of paper very nearly totally through the LightStream loan procedure, we not just conserve our normal resources but we save well on expenses as well, better allowing us to provide you very competitive interest levels.

In addition, for each and every loan that people investment for our clients, we’re going to have tree planted in just one of our nation’s delicate habitat communities presently under restoration.

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